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Cash Management in one system.


Asseco Cash Management (Asseco ACM) is a versatile solution that provides comprehensive support for cash management processes in financial institutions. The system streamlines the processing of financial operations in all cash points, including bank branches, cash vaults, ATMs, cash deposit machines and night depositories.

Asseco ACM is designed for cooperation with the bank’s internal systems as well as any third-party systems that support cash devices.

A unique functionality for optimization of cash transports allows for quick and cost-effective planning of interventions.

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Key features and main tasks of Asseco ACM

  • Comprehensiveness. Provides support throughout the whole process of cash management.
  • Integrity. Consolidates and coordinates processes distributed throughout multiple systems.
  • Efficiency. Ensures accurate forecasting, optimal planning and effortless communication to improve the productivity of a team.
  • Flexibility. Can be adapted to the business model of a financial institution to simplify the implementation.
  • Scalability. Guarantees high performance regardless of the size of the bank’s cash point network.
  

The system supports more than 5,000 ATMs.

Increase productivity by 20%.

Short breakeven time - after 6 months

Simple modular management.

Full control and automation of cash turnover.

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Optimized cash transportation

A unique functionality for optimization of cash transports allows for quick and cost-effective planning of interventions, including transport dates and amounts of cash loads in compliance with the adopted limits.

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Comprehensive set of interfaces

Asseco ACM is designed for cooperation with the bank’s internal systems as well as any third-party systems that support cash machines.

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Security policy

Asseco ACM is a banking system with some functionality available for external use. Therefore, the application has a number of sophisticated security features.

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Technology and architecture

The system is based on three-layer architecture. The application can be launched from an Internet browser, without the need of being installed on individual workstations.

Cash management process supported by Asseco ACM

Import

Asseco ACM starts with retrieving data from external systems through the “Import” module.
The information packet used by the application includes historical and current turnovers, cash balances, as well as data on the technical condition of devices. The next step is to verify and process such source data in order to supplement any missing values and correct any errors.

Forecasting

The “Forecasting” module uses statistical models to estimate the amounts of future turnovers and cash balances in every cash point based on its historical data. 

Planning

Once the prediction of future cash balances is made, the “Planning” module creates a schedule of cash transports, the so-called “intervention plan”. An intervention plan contains proposals for most efficient transport dates and amounts of cash loads and returns. The plan is available to authorized users for verification, correction, approval or rejection.

Order Management

After the “intervention plan” is accepted, the system submits orders to the “Order Management” module which is used for the preparation and execution of cash transports as well as for communication with cash handling companies. Each step of the order execution process is being recorded – from the order initiation, through all phases of acceptance, until the confirmation and closure. This approach makes it possible to carry out all the necessary audits.

Monitoring

The “Monitoring” module allows for continuous surveillance of cash balances and turnovers in cash points as well as the technical condition of equipment. 

Export

In the final stage, the “Export” module generates reports for external systems containing information on planned and executed orders, accounting notes, data to be stored in the data warehouse, etc.

Cash management process supported by Asseco ACM

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Import
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Forecasting
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Planning
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Order Management
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Monitoring
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Export

Asseco ACM starts with retrieving data from external systems through the “Import” module.
The information packet used by the application includes historical and current turnovers, cash balances, as well as data on the technical condition of devices. The next step is to verify and process such source data in order to supplement any missing values and correct any errors.

Następny krok

The “Forecasting” module uses statistical models to estimate the amounts of future turnovers and cash balances in every cash point based on its historical data. 

Następny krok

Once the prediction of future cash balances is made, the “Planning” module creates a schedule of cash transports, the so-called “intervention plan”. An intervention plan contains proposals for most efficient transport dates and amounts of cash loads and returns. The plan is available to authorized users for verification, correction, approval or rejection.

Następny krok

After the “intervention plan” is accepted, the system submits orders to the “Order Management” module which is used for the preparation and execution of cash transports as well as for communication with cash handling companies. Each step of the order execution process is being recorded – from the order initiation, through all phases of acceptance, until the confirmation and closure. This approach makes it possible to carry out all the necessary audits.

Następny krok

The “Monitoring” module allows for continuous surveillance of cash balances and turnovers in cash points as well as the technical condition of equipment. 

Następny krok

In the final stage, the “Export” module generates reports for external systems containing information on planned and executed orders, accounting notes, data to be stored in the data warehouse, etc.